and our How to Unenroll From Cash Back Rewards. Despite our efforts, we cannot guarantee that Personal Information may not be accessed, disclosed, altered or destroyed by breach of our administrative, managerial and technical safeguards. Earnin may aggregate and modify Personal Information in a manner that does not personally identify you or any other individual and therefore is no longer Personal Information. This information allows the third parties we work with to gain online access to the accounts you maintain with a third party financial institution (Bank Account) and that you choose to designate for use in connection with Earnin Services. The world works best when people help each other. THE SERVICE IS NOT INTENDED TO PROVIDE LEGAL, TAX, OR FINANCIAL ADVICE. Review may result in: delayed, blocked or canceled fund transfers; Tip Yourself Account suspension or termination; funds used to offset loss incurred by Tip Yourself; and/or funds being seized to comply with a court order, warrant or other legal processes. Privacy Policy. Not all Visa, MasterCard, and American Express cards are eligible for registration. In some circumstances, we may work with third parties to provide services on our Website. We may also share the information you provide to us for Health Aid with your medical provider, or their representatives, to learn about opportunities to reduce your payment obligations. The actions we may take include the following: we may hold you liable to Earnin for the amount of damages caused by your violation of these Terms of Service. Boost for boost? Please visit the One Click Politics Privacy Policy or the FiscalNotes Privacy Policy to learn more about how your information is shared. In your request, please attest to the fact that you are a California resident and provide a current California address for our response. We may also allow users to subscribe to email newsletters and from time to time may transmit emails promoting Earnin or third-party goods or services. Nothing in this section shall be deemed to prevent us from disclosing information to a third party if required by law. General Information You must repeat this process for every card you wish to delete. or punitive damages you may incur in connection with the sites, the services, including cash outs, lightning speed, max boost, balance shield, earnin expressand tip yourself, your use thereof, or any of the user submissions, information, data, or other . The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John Oliver You may not provide us credentials to access accounts that are held by anyone other than you. We will have no legal or contractual claim or remedy against you based on your failure to repay any Cash Out, Max Boost or Balance Shield Cash Out you take, however, if we are unable to access funds from your bank account to complete a payment that you authorized Earnin to take, you will be prevented from using the Services until you pay any outstanding authorized payment to Earnin. MISCELLANEOUS. Cookies are small data files that are stored on your hard drive or in device memory by a website. Do Not Track Signals An "Offer" is the cashback percentage or amount offered by the merchant, which may include, but not limited to, a minimum transaction amount, expiration date, any other additional terms or limitations associated with the offer. We reserve the right to modify this information at any time. What will happen to my available earnings when I go outside the U.S? Information from Third Parties Active Hours, Inc. d/b/a Earnin Our Privacy Policy describes the information we collect and how we use it. Please note that this temporary Max will expire at the end of the . 200 Portage Ave Max Boost allows you to request a Max boost from another Earnin member in the program (the Grantor) by providing you a unique link to send to the Grantor; and if the Grantor approves the request you will get a temporary $50 pay period Max increase which you can then Cash Out. Any pending credits and any associated dollar values represent offer fulfillment amounts in process owed by the applicable merchant, and not your funds or balances maintained or held by the payment card network or Earnin. If Earnin, makes changes to this information, the updated information will be posted on the Earnin Site. We may share Earnin Cash Back Rewards transaction data as follows: With the participating merchant where a transaction occurred as needed for the merchant to confirm a specific transaction occurred or rewards should be awarded; With participating merchants or Third Party Service Providers as aggregated and anonymized information relating specifically to registered card activity solely to allow participating merchants and Third Party Service Providers to assess the results of their campaign. Earnin will send you an annual reminder that Balance Shield is turned on. We reserve the right to modify this information at any time. Create an account to follow your favorite communities and start taking part in conversations. Information We Collect Automatically This review checks for, among other things, suspicious or illegal activity, and whether your Tip Yourself Account activity complies with these Tip Terms of Service. The world works best when people help each other, so we put the power to help the community by raising pay period Max in your hands. No Boost for Boost. Provide information in order to respond to a request from government authority or a payment organization involved in a transaction with you or a merchant. Earnin may still retain the data in aggregated or anonymized form in compliance with CCPA. These third-party service providers are contractually obligated to secure and refrain from disclosing any Personally Identifiable Information which we disclose or otherwise entrust to them. You agree to maintain a balance that is sufficient to fund all payments that you initiate. FiscalNote and/or other similar programs, collects the following information from you and shares it with Earnin: This information is used to help determine your local, state and federal representatives and direct your emails and calls to the appropriate representative or third party. Your use of the Tip Yourself Service is governed by Activehours, Inc.s Terms of Service and the Tip Yourself Supplemental Terms of Service. terms and privacy. If you only provide your Bank Account information to us, you will generally receive your Cash Out within the next 2-3 Banking Days after you request a Cash Out in your Bank Account. You agree that if Earnin does not exercise or enforce any legal right or remedy which is contained in these Terms of Service (or which we have the benefit of under any applicable law), this will not be taken to be a formal waiver of our rights and that those rights or remedies will still be available to Earnin. If we are unable to locate you, we may be required to deliver any funds in your Tip Yourself Account to the applicable state as unclaimed property. Third party information, if combined with the data we collect through the Services, will be subject to this Privacy Policy. https://earnin.app.link/9aj0OKM9zub You further agree that: Activehours is not responsible for any overdraft fees, over-the-limit fees, or insufficient fund charges (including finance charges, late fees, or similar charges) that result from your failure to maintain a balance or available credit in the bank account that is sufficient to fund all payments you initiate. Not all medical bills are eligible for Medical Bill Review. Allows you to set an alert to have Earnin send you a notification when your Bank Account falls below an amount that you set ($0-$400) to help you monitor your bank account balance. By requesting a Cash Out, Max Boost or Balance Shield Cash Out, you authorize us to electronically initiate debit and credit entries to your Bank Account; or if you link a debit card to your Earnin account, you authorize us to charge your debit card, for all payments you authorize. Earnin may choose to share a portion of its Empyr publisher fee with Cash Back Rewards customers, but is not required to share any portion and may cease sharing its portion at any time, with or without notice. We may also allow users to subscribe to email newsletters and from time to time may transmit emails promoting Earnin and advocacy efforts with third parties or third-party goods or services. terms of . https://earnin.app.link/oMDqo1kDAwb #earnin #boost #boost4boost. Cash Out. UNDER NO CIRCUMSTANCES WILL EARNIN OR ITS AFFILIATES, CONTRACTORS, EMPLOYEES, AGENTS, OR THIRD PARTY PARTNERS OR SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS OR PAYMENT PROCESSORS) (COLLECTIVELY, the EARNIN PARTIES) BE RESPONSIBLE OR LIABLE TO YOU OR TO ANY THIRD PARTY, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE, FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, LIQUIDATED, OR PUNITIVE DAMAGES YOU MAY INCUR IN CONNECTION WITH THE SITES, THE SERVICES, INCLUDING CASH OUTS, MAX BOOST, BALANCE SHIELD, HEALTH AID, EARNIN CASH BACK REWARDS AND TIP YOURSELF, YOUR USE THEREOF, OR ANY OF THE USER SUBMISSIONS, INFORMATION, DATA, OR OTHER MATERIAL TRANSMITTED THROUGH OR RESIDING ON THE SITES, OR ANY ERRORS, DEFECTS, INTERRUPTIONS, DELETIONS, OR LOSSES RESULTING THEREFROM, INCLUDING LOSS OF PROFIT, REVENUE, OR BUSINESS, ARISING IN WHOLE OR IN PART FROM YOUR ACCESS TO OR USE OF THE SERVICE, EVEN IF THE EARNIN PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. For example, this Personally Identifiable Information may be disclosed to enable you to select the contacts with whom you would like to send a Max Boost, show your information about Community Members in a Pay It Forward chain, to connect with another user who referred you to the Services, or to connect with an individual whom you would like to refer to the Services. To opt out of our program and unlink your cards, you must follow the steps below: You agree and understand that you are responsible for maintaining the confidentiality of the combination of your Login ID and password, which together allow you to access the Services, and access Earnin Cash Back Rewards . If Earnin collects Personally Identifiable Information on behalf of Evolve Bank & Trust in connection with Tip Yourself and Earnin Express, it does so pursuant to Evolve Bank and Trusts Privacy Policy, and such Personally Identifiable Information is not subject to this Privacy Policy. You will also be asked to verify your email address. Any dispute with Earnin or its officers, directors, employees, agents or affiliates, arising under or in relation to these Terms of Service will be resolved exclusively through the small-claims court of the Superior Court of California within the county of Santa Clara, California, except with respect to imminent harm requiring temporary or preliminary injunctive relief in which case we may seek such relief in any court with jurisdiction over the parties. You represent that you are a legal owner of, and that you are authorized to provide us with, all Account Information and other information necessary to facilitate your use of the Services. However, we will never engage in any debt collection activities if the outstanding amount is not repaid, place the outstanding amount as a debt with, or sell it to, a third party, or report to a consumer reporting agency concerning the outstanding amount. You should print a paper copy of these Terms of Service and any Communication that is important to you and retain the copy for your records. We believe that the world is a better place when we all help each other out. app. You hereby appoint Bank as your agent and custodian, subject to the terms set forth herein. We will have no legal or contractual claim or remedy against you based on your failure to repay, however, if we are unable to access funds from your bank account to complete a payment that you authorized Activehours to take, you will be prevented from using the Services until you pay any outstanding authorized payment to Activehours. Your use of the Services after you are notified of any change(s) will constitute your agreement to such change(s). Earnin reserves the right to alter these UGC Terms of Use without advance notice by posting a revised UGC Terms of Use. Accurate records enable us to provide the Sites and Services to you. By requesting a Pay Out or turning on Balance Shield, you authorize us to initiate debit and credit entries to your bank account, or if you link a debit card to your account, you authorize us to charge your debit card, for all payments due to us. Earnin may aggregate and modify Personal Information in a manner that does not personally identify you or any other individual and therefore is no longer Personal Information. The Tip Yourself Service allows you to better track and meet your savings goals by allowing you to authorize one-time and/or recurring transfers from your Bank Account to your Tip Yourself Account. Do we give you advance notice when we make important changes to our Privacy Policy? All Earnin community members start with a $100 Pay Period Max, with a potential for it to increase up to $500. Not all Visa, MasterCard, and American Express cards are eligible for registration. However, we may disclose certain Personal Information for a business purpose, as set forth above. If you're a Firefox devotee, don't worry. For more information about voluntary tips please reference the specific service below. Can I have an agent make a request on my behalf? Max Boost The collection of this Personally Identifiable Information helps us deliver these additional services to you. You authorize Payment Card Network to monitor and share your transaction data made with your registered payment card(s) at participating merchants with Activehours and its Third Party Service Providers to enable your card-linked offer(s), calculate your rewards, redeem rewards, and target offers that may be of interest to you, and facilitate the program in accordance with the Terms of Use and Privacy Policy. You may also have the opportunity to receive a temporary one-time Max Boost if you send the unique link to a non-Earnin member and they decide to sign-up for an Earnin account. This sharing enables portions of the Services that allows users to connect and communicate. As used in these Terms of Service, the term "Site" includes all websites and all devices or applications that we operate that link to these Terms of Service, pages within each such website, device, or application, any equivalent, mirror, replacement, substitute or backup website, device, or application, and pages that are associated with each such website, device, or application. Visa, MasterCard, and American Express Corporate cards, Visa, MasterCard, and American Express Purchasing cards, non-reloadable prepaid cards, government-administered prepaid cards (including EBT cards), healthcare (including Health Savings Account (HSA) or Flexible Spending Account (FSA) or insurance prepaid cards, Visa Buxx, and Visa-, MasterCard-, and American Express-branded cards whose transactions are not processed through the Visa U.S.A. payment system, MasterCard payment system, and/or American Express payment system are not eligible to participate. We may receive information about you from third parties, such as your financial institutions, identify verification services providers, and payment processors. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NONINFRINGEMENT. If you do not have sufficient available funds in your Tip Yourself Account to cover the amount of the requested transfer, your request for the transfer will be declined. Depending on your bank, if you provide us your debit card information or banking routing number and Bank Account information, you can Cash Out with Lightning Speed, a service that enables funds associated with Cash Outs to be expedited. Excluding Personally Identifiable Information described in the preceding sentence, to the extent other third party information, is combined with the data Earnin collects through the Services, will be subject to this Privacy Policy. In addition, Earnin appreciates is committed to respecting your privacy and the security of your personal information. Bank will transfer funds it receives from you to or from each Sub-Deposit Account in its sole discretion, and will, in its sole discretion, determine the amount of funds to deposit in and withdraw from each Sub-Deposit Account. Earnin does not sell your Personal Information. EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) MAKE NO REPRESENTATION, WARRANTY, OR GUARANTEE THAT THE CONTENT THAT MAY BE AVAILABLE THROUGH THE SITES OR SERVICES IS FREE OF BUGS, DEFECTS, OR ERRORS, OR INFECTION FROM ANY VIRUSES OR OTHER CODE OR COMPUTER PROGRAMMING ROUTINES THAT CONTAIN CONTAMINATING OR DESTRUCTIVE PROPERTIES OR THAT ARE INTENDED TO DAMAGE, SURREPTITIOUSLY INTERCEPT, OR EXPROPRIATE ANY SYSTEM, DATA, OR PERSONAL INFORMATION. If you provide us with your debit card information, you should be able to receive your Cash Out in minutes. Attn: Compliance Team Can anyone in the Earnin Community help me boost my Max? These voluntary tips help fund us and keep us going, but we want you to be in control of if, when, and how much to tip. Push Notifications, Email and SMS Communications You may submit your Content so long as you wholly own the Content and none of the materials are illegal, obscene, threatening, defamatory, invasive of privacy, infringing on intellectual property rights or otherwise injurious to third parties or objectionable. With respect to the Services, the rights under the California Consumer Privacy Act (CCPA) will be available to all Earnin Community Members. Earnin may post a notice on the Earnin Site if a security breach occurs. You can turn Balance Shield on or off, and/or edit your pre-selected voluntary payment amount at any time. If you do not do this, the accuracy and effectiveness of the Services provided to you will be affected. Palo Alto, California USA 94306. Please review it occasionally. There is no fee or charge to use Balance Shield alerts. BY ACCESSING OR USING THE SITE OR THE SERVICES, OR ENROLLING IN EARNIN CASH BACK REWARDS YOU AGREE TO BE BOUND BY THE TERMS OF SERVICE. Banking Day- means Monday through Friday, excluding federal banking holidays. If you do not, or cannot provide timesheets, you can use Automatic Earnings, which can automatically track your earnings, and add them to your Earnin account based on your work address. However, Earnin may use a Third Party to collect Personally Identifiable Information and/or may disclose certain Personaly Identifiable Information for a business purpose, as set forth above (i.e., Sections 1(C) Information from Third Parties and Section 3 Information We Share). Legal Department https://earnin.app.link/Pedro3497, If you are a earnin user who has cashed out, all I need is to get in contact with you so I can send you a text to increase my max limit I can take out of my earnings. EARNIN RESERVES THE RIGHT TO MODIFY THESE UGC TERMS OF USE BY POSTING NEW VERSIONS THEREOF, AS WELL AS THE RIGHT TO PROVIDE ADDITIONAL NOTICES OF MATERIAL CHANGES, WHICH MODIFICATIONS AND CHANGE BE EFFECTIVE IMMEDIATELY. Therefore, we urge you to take adequate precautions to protect your personal data as well, including never sharing your Earnin credentials with anyone. Can anyone in the Earnin Community help me boost my Max? When you use Health Aid, we ask that you provide us with: If the medical bill is accepted by Health Aid for Medical Bill Review, we will use the information you provide to contact the medical provider and their representatives on your behalf to learn about opportunities to reduce your payment obligations. There is a $250 cashback limit per transaction. Make sure everyone feels safe. You also acknowledge and understand that, with respect to any dispute with Activehours, its officers, directors, employees, agents or affiliates, arising out of or relating to your use of the Service or these Terms of Service: You agree that if Activehours does not exercise or enforce any legal right or remedy which is contained in these Terms of Service (or which Activehours has the benefit of under any applicable law), this will not be taken to be a formal waiver of Activehours's rights and that those rights or remedies will still be available to Activehours. Do we share or sell aggregate information? You certify, warrant and represent that the telephone number you have provided to us is your contact number and not someone elses. For purposes of these Terms of Service and solely to provide the Account Information to you as part of the Service, you grant Activehours a limited power of attorney, and appoint Activehours as your attorney-in-fact and agent, to access third party sites, retrieve and use your information with the full power and authority to do and perform each thing necessary in connection with such activities, as you could do in person. How can I request my data from Earnin? These terms of service ("Terms of Service") constitute a legal agreement between you, and ActiveHours, Inc., d/b/a Earnin (Earnin) governing your use of the Site and the Services. Can anyone in the Earnin Community help me boost my Max? Max Boost You also agree to provide accurate profile information, including, as applicable, your name, physical address, email address (Profile Information). By using the Service, you expressly authorize Activehours to access your Account Information maintained by identified third parties, including but not limited to your bank, on your behalf as your agent. At Earnin, we care about the financial well-being of all our community members. Over time, based on a number of factors, it can adjust to range from $50 to $500. We may also limit the number Cash Outs that you can request at any given time or over a period of time, or decline to extend a Cash Out to you if we reasonably believe such refusal is necessary or advisable for legal or security reasons or to protect the Services. The Daily Max refers to what you can cash out in a day. You represent and warrant that you have the right to authorize us to charge your account for payments due to us under these Terms. Max Boost allows you to request a Max boost from another Earnin member in the program (the "Grantor") by providing you a unique link to send to the Grantor; and if the Grantor approves the request you will get a temporary $50 pay period Max increase which you can then Cash Out. Information We Collect Automatically The purpose of this Privacy Policy is for you to understand how we collect and use your information, the ways in which you can protect your privacy and what information Earnin is required to keep. For the Tip Yourself Service, Earnin uses Evolve Bank & Trust to provide a custodial account deposit agreement between you and Evolve Bank & Trust, a Arkansas-chartered depository institution. Lightning Speed. Notwithstanding anything to the contrary in the Privacy Policy, Earnin and its third-party provider Empyr, will use Cash Back Reward transaction data solely: By participating in Cash Back Rewards you: authorize the sharing, exchange and use of transaction data as described above and herein by and among Earnin and Earnins third party service provider, applicable Payment Card Networks and applicable merchants. YOU EXPRESSLY AGREE THAT YOUR USE OF THE SITES AND SERVICES, INCLUDING Pay Outs, Balance Shield, Medical Bill Review, and Earnin Cash Back Rewards, IS AT YOUR SOLE RISK. We also use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our office and files, and we authorize access to Personally Identifiable Information only for those employees who require it to fulfill their job responsibilities. You may opt-out of Cash Back Rewards at any time by unlinking your cards. I can't wait to see my max boost increase with time! How to Unenroll in Cash Back Rewards. The funds deposited in the Sub-Deposit Account will be FDIC insured to the same extent as if such funds were held in the Account with us and shall be aggregated with deposits maintained in your Account with us. We like putting you in control. To create an account, you must be a resident of the United States or one of its territories, be at least 18 years old or the age of majority in your state of residence, have a Verified Source of Income, a Bank Account and use a cellular/wireless telephone number and/or email address that you own. i dont need a boost but i have a boost or 2 to give Press J to jump to the feed. You may also contact us with any privacy related questions you may have. Earnin may still the data in aggregated or anonymized form in compliance with CCPA. Any reference to "Activehours" in this document includes our directors, officers, employees, contractors, owners, agents, licensors, or licensees. You may designate an authorized agent to make a request on your behalf. You are solely responsible for determining whether the funds debited from your Bank Account and the funds maintained in your Tip Yourself Account are acceptable to you. We do not sell your covered information, as defined by Section 1.6 of Chapter 603A of the Nevada Revised Statutes. This section explains how Earnin shares your information. I am thankful for the supplemental income from DoorDash. 260 Sheridan Avenue Your individual Max is tied to your overall financial health . While we contractually require our third-party providers to protect your Personal Information in accordance with this Privacy Policy, please note, that we do not own or control such providers and cannot guarantee their compliance. Activehours also allows you to receive cashback in the form of credit issued to you through your debit card or bank account within 10 days of when you make a Qualified Purchase at participating merchants as further described below (Earnin Cash Back Rewards). By responding #YESEARNIN, you are agreeing to provide Earnin with Content, such as product reviews, comments, ideas, photographs, and videos through your providing agreement through any other social media site. Activehours, Inc. d/b/a Earnin This service is provided to you through a custodial account deposit agreement between you and Evolve Bank & Trust, an Arkansas chartered depository institution. I just signed up to earnin express and my max boost went up by $200! Do Not Track Signals Third party information, if combined with the data we collect through the Services, will be subject to this Privacy Policy. Do we track your browsing activities on other sites? Patient Name (if it is not the Community Member Name); Electronic copy of medical bill (or provider name, provider address and phone number); and/or. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, EARNIN AND ITS AFFILIATES, LICENSORS AND SUPPLIERS (INCLUDING PAYMENT CARD NETWORKS AND PAYMENT PROCESSORS) EXPRESSLY DISCLAIM ANY WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE, AND NONINFRINGEMENT. , as set forth herein through Friday, excluding federal banking holidays Policy to learn more about how information!, makes changes to our Privacy Policy describes the information we collect and how we it... The Terms set forth herein is turned on unlinking your cards American Express are... Period Max, with a potential for it to increase up to Express. Your hard drive or in device memory by a Website party information, accuracy. 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